Coming Home Magazine – 2024 Summer Issue

Summer is upon us, and there’s no better way to celebrate the start of our favorite season than with a new issue of Coming Home magazine.

The theme of this edition is refresh—and we’ve crafted positive and energizing stories for you to enjoy. Within this issue, you’ll find lifestyle magazine articles for homeowners, including a fun word search, projects to revitalize your home, frozen treat recipes, a classic car guide, and so much more.

Take the Plunge: Explore the Benefits of Cold Plunging (Pg. 6)
A practice popularized by athletes and brave polar plungers, cold plunging is everywhere these days. From “cold plunge with me” videos on social media to new treatments offered at local spas and dedicated cryotherapy clinics, cold-water submersion isn’t going unnoticed. And maybe for good reason: exposing yourself to the cold, particularly after a long and strenuous workout, can only be good for you—right? In this article, we tell you everything to know about this ice-cool trend.

Batter Up: Everything You Need to Know About Baseball (Pg. 10)
Hey, batter, batter: swing! Your favorite pastime, baseball, is back. To impress your friends with all your on-field knowledge, we’re serving a cool refresher on the sport. We cover all the bases right here.

Summer Refresh: Must-Try Home Improvement Projects (Pg. 16)
Don’t spend all these daylight hours on wishful thinking; get up and go! Summer is the perfect opportunity to bring your home improvement dreams to life. Explore our list of fast—and fulfilling—projects you can knock out in one afternoon, one day, or just one weekend.

Chill Out: Frozen Recipes to Beat the Heat (Pg. 26)
Need to get a break from summer’s blazing heat? Enjoy one of our frozen recipes. In this article, we share recipes for:

    • Mango Strawberry Popsicles
    • Banana Splits on Sticks
    • Rosemary-Aperol Floats

 

The Ride of a Lifetime: An Overview of the Best Classic Cars and Where to See Them (Pg. 30)
The purr of the engine and the beautiful craftsmanship of a classic car bring joy, nostalgia, awe, and appreciation to car enthusiasts and spectators alike. Modern relics of when life went slower and dreams came faster, classic vehicles bear witness to that bygone era and take us on a journey of discovery, innovation, and lasting spirit. Ride along as we cruise through the lifetime of automotives, highlighting their monumental impact at the turn of the 20th century and relevance in today’s future-focused world.

Stars & Stripes Standards: How to Properly Display the American Flag (Pg. 32)
The Fourth of July is just around the corner, and millions of people will fly flags to recognize the patriotic holiday. If you plan on touting this iconic symbol of freedom, remember there’s a right way to set up, display, and dispose of the flag. Explore important flag etiquette reminders for a successful celebration.

Ready for Anything: Five Emergency Preparedness Tips You Can Use Now (Pg. 34)
We’re all at risk for severe weather. Whether it’s torrential rain and flooding or extreme heat and wildfires, there’s likely some form of weather-related natural disaster that your area is familiar with. To keep yourself and your family safe, it makes sense to be prepared—especially when doing so is easy. Discover five simple things you can do now to prepare for an emergency.

Please enjoy this edition of Coming Home!

Financial Risks of Choosing an Unproven Management Firm

Consider the financial risks of hiring unproven association management firm

With the recent changes in the U.S. housing market and the rise of online real estate platforms, many less experienced real estate agents and brokers have shifted their business from real estate sales to condominium and homeowners association management. While some smaller, unproven management firms may have a great sales pitch, there are potential risks associated with smaller, less experienced, and less financially secure management firms that could have a major impact on your community association, such as:

Impartial Manager Fiduciary: A small management company will have fewer HOA managers, and they may be overly reliant on one or two managers, who may also be principal owner(s) of the management firm. It is important for the community manager and firm to have an independent relationship for the continuity, transparency, and efficiency of the HOA operations. It can also take time and resources for less experienced managers to learn the specifics of the HOA and establish a reputation and rapport with the board and the homeowners. Does the smaller firm have the experience, financial backing, employee recruiting opportunities, and insurance coverage to survive and guide your association through any financial or disaster situation? If the smaller firm had a financial setback, would your association be impacted? It is important to understand the financial risk you are taking as a board member of your association.

Lack of Communication: An unproven management company may not have enough staff or advanced systems to respond to the HOA’s queries or concerns in a timely manner. This can lead to frustration, misunderstanding, legal issues, and mistrust between the HOA and the management company.

Low-Quality Vendor Services: A less experienced management company will not have a rigorous vendor selection process or a wide network of reliable and reputable insured and licensed vendors. This can result in low-quality or overpriced services for the HOA and a lack of independent financial oversight of the relationship between the management company and the vendor. The ethical issues can also carry over to the Board of Directors and affect the long-term maintenance and financial strength of the community and insurance coverage. All three items can have a detrimental impact on the resale value of homes within the association.

Inadequate Accounting and Reporting: A small management company may not have the expertise or the technology to handle the HOA’s accounting, reporting, and Human Resource needs. This can result in errors, discrepancies, or delays in the HOA’s financial statements, which can affect the transparency and accuracy of the HOA’s financial health.

Risk of Income Loss: A smaller management company may not have the skills or the tools to manage the HOA’s cash flow, collections, and reserve funds. This can result in a decrease in revenues or an increase in expenses, which can affect the HOA’s ability to fund its operations and capital projects.

Risk of Fraud, Theft, or Embezzlement: Last but certainly not least, a smaller, less experienced management company will likely not have the proper safeguards or controls to prevent or detect fraud, theft, or embezzlement of the HOA’s funds, including from online cyber security threats. This can result in a significant loss of money or assets, which can damage the HOA’s reputation and financial stability. We have helped many associations over our history that have had funds stolen from smaller management companies leaving the community in financial shambles. CMA has the experience and resources to help any association recover, but it can take years to fill the hole which will impact the resale values and insurability of the association.

These are just a few of the possible financial risks of an HOA going with an unproven management company. However, not all management companies are the same, and some may provide excellent service and meet the needs of your community. It is important for the board to do its due diligence and research before hiring any management company, regardless of its size. The board should also monitor and evaluate the performance of the management company and its insurance coverage and licensing regularly, and communicate any issues or concerns as soon as possible to reduce the financial impact on the association.

CMA has the expertise and resources to help guide your association through any crisis or loss. As the largest community association property management company in Atlanta, Alpharetta, Augusta, Dunwoody, Peachtree City, Roswell, Birmingham, Fairhope, Nashville, Destin, Santa Rosa Beach, and Naples, we are here to help your community thrive.


		

What Makes CMA Different?

What makes CMA different?

If your community is considering a new community association management company, as the leader in association management throughout the southeast, Community Management Associates may be the solution your association has been searching for. Our core values of loyalty, integrity, trust, mutual respect, and professionalism have helped us become trusted leaders in the industry. Client satisfaction is our primary objective, and we are willing to go the extra mile for all our valued customers. We actively participate in the communities we serve to make a difference from within. Choose CMA and get the level of service your community deserves.

Unmatched expertise!

CMA belongs to several chapters of the Chamber of Commerce, the Community Associations Institute in Georgia, Florida, Tennessee, and Alabama, and many other licensing organizations in the southeast. Our community association managers meet or exceed the state licensing and certifications requirements in every state we serve. They have the professional skill set to help communities thrive. The PCAM designation is awarded to the top managers that specialize in community association management. CMA is proud to hold the highest number of PCAMs of any association management company in the region. Our experienced managers have advanced skills to tackle any situation that comes their way. We make it a point to assign communities to managers based on geographical proximity so the community receives the best possible service and our managers spend less time in traffic!

How do we ensure excellence?

CMA hires talented state licensed community association manager professionals who are willing to innovate. We focus on the combined strengths of the team as a whole, allowing everyone to share their new ideas and initiate valuable collaborations. Not only will your community have access to your assigned association manager, but each community association manager is also supported by our client services team and a supervising manager to assist residents and board members as needed. CMA also offers after-hours emergency call service to handle emergency calls during non-business hours. CMA is always available for your community. We are always looking for inventive, highly motivated professionals interested in community association management to join our team. Find your career with CMA.

We offer a wide range of services!

One of our main strengths at CMA is that we offer customizable service solutions to meet the unique needs of each community. Whether your community needs full service with concierge staff, financial only or developer management through the turnover process, CMA can customize a solution for you. We know that every association has its distinctive characteristics, and we want to preserve those details and character. We strive to ensure that you are proud of your home and community by offering a wide range of services. Whether you need help for property management in Atlanta, August, Birmingham, Nashville, Destin, Santa Rosa, or Naples, we are always here for you. Our customer service is  ready to answer your calls. Some of our popular services include:

We help Homeowners Associations operate smoothly so they can maximize their resources and keep the community financially secure.

Training for new board members.

Our team of talented managers will be able to gauge the needs of the community preemptively. CMA will handle all communication efficiently to ensure that your owner residents are heard.

Accurate and transparent association accounting of financial records is vital to community association management. Our in-house financial experts will provide you with 24/7 financial visibility so you know how your association funds are being handled. Newer or smaller management firms with less oversight and experience can’t provide your community with the same financial peace of mind as CMA.

We can help you with payroll, assessment collection, annual budgeting, special assessments, capital improvement loans, insurance reviews, annual contract reviews, and many other important association functions.

You can contact us here!

Boosting Neighbor Participation in HOA/Condo Meetings

Boosting Neighbor Participation in HOA/Condo Meetings

Homeowner engagement is one of the main pillars of a strong community. Existing and new homeowners need to be involved in the community and participate in HOA meetings often. HOA meetings are an essential part of community association management, as they allow the board of directors and homeowners to communicate, make decisions, and resolve issues that affect the community for years to come. Participation in HOA meetings is important for both the board and the homeowners, as it ensures that the community’s needs and interests are represented and addressed timely.

Participation in HOA community meetings is encouraged and sometimes required by the governing documents. Board members and homeowners have the right and the responsibility to attend, speak, ask questions, and vote at the meetings, as appropriate. Participation should be respectful, constructive, and relevant to the agenda items. Virtual participation can help increase engagement due to everyone’s personal responsibilities. With virtual participation owners are give the option of attending and participating in HOA meetings remotely, using technology such as phone, video, or online platforms. Virtual participation may be allowed or required by the governing documents, the state law, or the board’s discretion, depending on the circumstances. Virtual participation should follow the same rules and etiquette as in-person participation, and should ensure that the meeting is accessible, secure, and transparent.

As more homeowners begin to participate in HOA meetings, you will be able to collect feedback and create a well-managed community. If you are looking to boost attendance at your HOA/condo meetings, you can use the following tips.

Welcome the new homeowners

Many homeowners like to be formally welcomed into the neighborhood. It helps them recognize the role of the HOA in the community. You can send a welcome package curated by the HOA, so the new homeowners feel welcomed. Make sure to include items that feel personal to your community. Setting up a Welcoming Committee is essential to program consistency.

Host social events

Neighbors need to meet each other and establish camaraderie to create a thriving community. HOA meetings will see higher attendance when the neighbors feel as if they are doing something together for the community. Organize a few social events throughout the year so that homeowners in the neighborhood get a chance to get acquainted.

Widen the scope for participation

The prospect of simply attending meetings might not be appealing to many. You will benefit from providing them with an incentive to attend the meeting. Consider the broader interests of the community and how the residents can actively participate in decision-making. Creating volunteer committees will provide homeowners an avenue to engage with the community further. Committees allow everyone to share the responsibilities and have regular interaction. 

Depending on the activities and interests of the board, you can start a Neighborhood Welcome Committee, a Landscape and Beautification Committee, a Homeowner Education Committee, a Finance & Budget Committee among others. This will help to foster a sense of community and responsibility which will increase participation in HOA meetings since everyone will want to stay updated in regards to their committee.

Regular communication

The HOA has to maintain regular communication with each of the homeowners to keep them engaged. Social media and emails have made it so much easier to broadcast information and keep everyone in the loop. You can issue a notice about the next HOA meeting and include the time and date so that more people are aware of it. Keep improving your communication methods. Working with a community manager at the leading professional community association management company in the southeast can alleviate the administrative burden on board and committee members. Make use of the advanced technology and web portal solutions that Community Management Associates has to offer every client. 

Be punctual and respect everyone’s time

A board meeting should begin and end at the specified time. Homeowners like to know how much time they will be spending at the board meeting so they can arrange their schedule accordingly. Shorter and crisper board meetings will see higher attendance. If you develop a reputation for disrespecting everyone’s time, then homeowners will be less likely to get involved in the proceedings.

Reward engagement

Once the attendance of your HOA meeting goes up, you have to maintain the efforts. Show appreciation for the attendees so they continue to show up.

Boosting neighbor participation in HOA meetings will lead to new ideas and transparent community improvements. CMA can offer our decades of experience and resources to help encourage participation for a stronger HOA or condominium community.

In summary, community association management participation in HOA meetings is a vital aspect of maintaining a healthy, harmonious, and successful community. By following the rules and guidelines for HOA meetings, board members and homeowners can ensure that the meetings are productive, transparent, efficient, fair, and that the community’s best interests are served. For more information on improving community association management participation in HOA and condominium meetings, please contact Community Management Associates. CMA offers decades of experience as the premier association management company in Atlanta, Alpharetta, Dunwoody, Norcross, Peachtree City, Augusta, Birmingham, Fairhope, Nashville, Destin, Naples, and Santa Rosa Beach.

See how Community Management Associates can help your community increase owner participation for your community association. Request your customized community association quote today.

Fall Landscaping Ideas for HOAs

Autumn Homes

With fall’s agreeable temperatures enticing people to get outside, now is the perfect opportunity to refresh your neighborhood’s landscaping for a more visually appealing and welcoming atmosphere. Read on for information on what to do before tackling a project and a few simple fall landscaping ideas to boost the appearance of your community.

Any homeowners’ association (HOA) or condominium association (COA) strives to create a warm and welcoming environment where residents can make the most of community living. An inviting community encourages homeowners to take advantage of shared amenities, engage with neighbors, and enjoy the comforts of their neighborhood after a busy day.

What to Do Before Tackling a Landscaping Project

Before diving into these fall HOA landscaping ideas, review the landscaping rules in your governing documents for prior approval before making any changes to your landscape. Your community’s regulations will help you maintain your community’s consistency and avoid designs that disrupt the neighborhood’s aesthetic. For example, your HOA may require all landscaping to follow an approved color palette. This ensures that outdoor areas around the community are cohesive and complementary.

Because every community is unique and has its own style, following your HOA’s landscaping maintenance guidelines is vital. Remember, what works for a neighboring association may not be best for yours. Use your HOA rules to guide you as you look for new fall landscaping plants, flowers, and other ideas for community grounds.

Once written approval is obtained from your community, put the project out to bid with reputable and vetted licensed and insured service providers. Once a contractor is selected, make sure the contractor is aware and follows all community guidelines.  Whether you are hiring a professional contractor, or tackling the project yourself, prior to starting any work, find out if your project needs a local county permit and call 811 to locate and mark all underground utilities prior to any digging.

Fall Landscaping Ideas for HOAs

By making small changes around the neighborhood, you can quickly—and easily—transform how your community looks and feels. Here are four ways you can take advantage of the season and enhance the community’s overall aesthetic.

1. Outdoor lighting.

When it comes to fall landscaping, simple lighting updates will make a big impact. Better outdoor lighting can have a dramatic effect on outdoor landscaping, help you save on energy costs, and make the community safer. Here are some ways to upgrade your exterior lighting:

  • Set lights to a photocell sensor or solar timer. These devices automatically turn lights on when it gets dark and off when extra light is unnecessary. They not only save energy, but also enhance safety and security—nothing looks more inviting than well-lit streets.
  • Stay on top of replacing bulbs. Changing a single bulb at a time can be costly, so have all bulbs inspected and replaced as needed this fall. This will typically allow you to purchase bulbs in bulk, providing a savings opportunity.
  • Switch to energy-efficient lighting. The pricing and quality of light-emitting diode (LED) and solar lighting have significantly developed over the last decade. To save on energy, consider migrating to LED lamps in your existing fixtures or replacing them with solar lighting.
  • Add uplights and spotlights in outdoor areas. Beautiful outdoor lighting highlighting community trees, fountains, and other landscaping features can instantly boost curb appeal and security.

According to the National Association of Home Builders (NAHB), a nationwide survey showed that homebuyers’ most-wanted outdoor feature was exterior lighting. With such an important emphasis on lighting, upgrading your HOA landscaping lighting may be worth the effort.

2. Plant trees.

You can easily add to your community’s ambiance and increase property values with trees. With fall’s mild temperatures and ripe soil, now is the perfect time to plant them. However, the placement and size of trees are crucial. Although you should incorporate a balance of plants and trees, confirm the species and types don’t grow so big that they overcrowd and block homes or buildings. Plant trees that offer minimal fall landscaping maintenance and draw attention to community structures and shared areas.

Depending on your location, popular tree types that may be a great addition to your community include:

  • Crabapple trees
  • Magnolia trees
  • Oak trees
  • Palms

In addition to improved community appearance, research shows that neighborhoods with thriving trees may also experience less crime than communities with no trees. While you should check your governing documents for restrictions and defer to your landscaping vendor on what trees work best in your community, it’s something to think about as you move forward.

3. Tidy up and clear out foliage.

Preserve community grounds and ensure that common areas don’t have overgrown grass and unkempt landscaping. A property that looks like it’s not taken care of can leave a bad impression on potential homebuyers and limit resident satisfaction. Make an effort to keep neighborhood grounds tidy by:

  • Trimming trees and bushes
  • Cutting grass and tending to garden beds
  • Clearing out broken or dead branches and rotted wood

4. Refresh mulch.

Maintain plants in common areas throughout the season with a thick layer of mulch. A three-inch layer can drastically reduce weed growth, which will save on the cost of fall landscaping services. Also, healthy mulch offers a crisp, clean, and refreshed look to your community landscaping, which helps create the beautiful environment you want for your HOA.

However, avoid piling mulch up against tree trunks and shrub stems. This allows pests to burrow under the mulch and gnaw on the plants and roots. Leave at least an inch gap between the stem or trunk and the mulch for optimal plant health.

Improve Community Living with Regular Fall Maintenance

Updating your landscaping this season is a great goal, but keeping your community’s buildings, grounds, and systems in good working order this time of year is crucial as we head into winter. If you have any questions about your community’s guidelines, please contact your association manager.

What Does a Community Management Association Company Do

What Does a Community Management Association Company Do?

Ever wondered why your cul-de-sac was so peaceful growing up? No fights, clean lanes, friendly neighbors- your local community association probably had something to do with all this.

Local Community Associations 

Neighborhood homeowners play an essential role in maintaining common spaces and improving community welfare. 

A community association comprises volunteers, as well as elected and mandatory members. Larger communities often have member fees, while smaller neighborhoods are mostly civic bodies.

When to Hire a Community Management Association Company

With an efficient community association at the helm, people don’t easily notice things like property taxes or association fees and vendor rates. It is when this system breaks that they realize the importance of their roles in their daily lives. 

In dire cases, a community management association company is called to help oil the gears of this resident community.

Role of the Community Management Association Company

 It offers assistance to the HOA (homeowners association) in administration or finance. This service helps the community association a great deal. More prominent neighborhoods benefit particularly from the budget sessions and vendor billing tips that the company associate provides.

Community management association companies have been around for some time. Businesses like Atlanta’s Community Management Associates have over three decades of experience.

They are usually hired by overworked community presidents or stressed boards of directors. And after signing relevant paperwork, the company starts on its role. 

Role of Community Association Company Manager

A community association manager is dispatched to the neighborhood as a representative. The manager also helps the struggling local association in tasks like neighborhood budget planning, professional billing and common area maintenance.

While his roles may include finance and administration, his goal is always to enrich the entire community.

Finance and Administrative Skills

 The company manager is skilled in community management while being an expert in negotiations and conflict resolutions. If the board of directors are hesitant about loan applications, they can consult with the community association manager. 

The same can be done for advice on tax returns, service contractors and venue management.

All good community management association companies interact with the people of the neighborhood. The residents provide crucial feedback on necessary changes for protection against vandalism or the monthly billings.

Importance of Community Management Association Company

A neighborly bond is a valuable thing, but it can be a con in some instances. Community volunteers and the board of directors are often reluctant to broach the topic of finance with their fellow residents. 

Hiring the service of a management company like Community Management Associates can easily solve this problem. A third party will have no problem talking bills, fees and finance with the neighborhood residents.

Even tricky conversations regarding complaints and fines can be presided over by the community management association company. The manager relieves an enormous load off the community president/board’s back. As a result, they can focus on more important work like budgets and community safety.

Hiring a community management association company is the answer if you want your neighborhood to work like well-oiled clockwork.

Keeping the Peace Difficult Conversations with Neighbors

Keeping the Peace: Difficult Conversations with Neighbors

In community residences, good fences do make good neighbors.

But with some pressing issues when you have no choice but to be vocal about your problems.

Community boards and homeowner associations often hire third-party services like Community Management Associates to have these difficult conversations. 

These people are professionals who assist homeowners’ associations (HOA) in improving the community. 

Advice from a Community Management Company

The associate manager is their primary point of contact. Aside from accounting and management experience, they must also have well-developed communication skills. This particular skill set is necessary to maintain a professional relationship with the residents.

Here’s how managers keep things cordial while still being stern. 

  • Never Be on the Offensive

It is crucial to be open to resolution when raising an issue with your neighbors. Make sure your priority is solving the problem. Never use it to vent at your neighbor.

Blindly reacting in the heat of the moment does more harm than good. You want a dialogue, not an argument.

  • Do Not Add Past Grievances to the Issue at Hand

This piling up of old complaints is the worst thing you could do. An allegation immediately puts your neighbor on the defensive. 

Your conversation should only center around the issue at hand. People often make the mistake of pulling other residents into the mix. Instead of strengthening your argument, this only makes your neighbor feel attacked.

They are more likely to lash out in anger, turning your issue into a full-blown fight.

  • Try to See Things from Their Perspective

 For example, water from your upstairs neighbor may be trickling into your terrace daily. Instead of stomping there to argue, investigate a bit. They may be simply be watering plants, unaware of any issues downstairs. You can now calmly approach them after being adequately informed of the situation.

Sometimes conflicts may be unavoidable. A neighbor’s damaged car may block your gate. 

In such cases be as accommodating as possible. Chances are they’ll do the same for you when the time comes.

  • Build a Healthy Relationship

Say hello when you run into them, help them carry luggage upstairs when possible. This practice helps build healthy rapport. 

So, when the time comes, they are more likely to be amenable to your grievances.

  • Keep Track in Case of Repeated Offenses

Some neighbors don’t seem to get the memo. If they are not open to resolving things peacefully, make it a point to note down details. 

Since the culprit has chosen to ignore your repeated requests, you can inform the associate housing manager about the issue. Since it solidifies your argument, your log is sure to come in handy during this time.

  • File a Complaint with the Board Only as a Last Resort

Inform the board only if the issue with your neighbor persists despite your repeated requests. Filing a complaint can damage relationships and should be done only as a last resort. 

After deliberations, the community members and the board to discuss your issue may introduce new penalties and fines preventing such violations in the future. 

This decision affects the entire community rather than just you and the offender. So, it is essential to make communication and resolution the primary weapons in your arsenal.

 

Choosing between a Loan or a Special Assessment

Choosing between a Loan or a Special Assessment 

With over 58% of homeowners residing in HOAs, deciding on a loan or a special assessment for HOA funding is a popular question in the United States. HOAs are often found to encounter unprecedented situations where they need to allocate funds for repairing, replacing, or maintaining shared facilities within the property premises. Ideally, this money should come from the HOA’s reserve funds. 

However, when reserve funds are not plentiful, HOA boards have to arrange for the money through a bank loan or a special assessment from homeowners. 

The need for additional funds for your HOA may be a consequence of poor budget allocation. Not having a well-planned budget up to date with rising costs can be detrimental to your community’s overall prosperity. You can have a tough time securing a loan from the bank, or when seeking funds for a special assessment, you may face a backlash from homeowners who are already paying a hefty amount in maintenance and membership fees. 

We can help you manage your residential community’s financial problems successfully. 

Difference Between Loan and Special Assessment 

A special assessment or a bank loan are the two financial tools available to your HOA Board when there is a lack of funds. Take an informed decision based on your facts and circumstances when choosing between both. 

Special Assessments

Special Assessment is an amount collected from homeowners collectively to build the budget to repair or build common areas within your association that your insurance does not cover. The funds collected for this purpose are not to benefit any individual homeowner but for the entire community. That is why homeowners are sometimes reluctant to pay for special assessments. 

Special assessments cannot be planned prematurely; they are fixed based on the demands of a particular project. Homeowners usually pay through monthly installments, on completing project milestones or sometimes even in the form of a one-time payment. 

Special assessments are relatively harder to execute as they are only sanctioned after a vote from the community. They also burden homeowners with having to pay a significant amount within a short period. This might harm the reputation of your HOA. 

However, special assessments ensure that once funds are raised, a project is completed at one go without unnecessary delays. 

Loans 

Bank loans are an excellent way to arrange for funds to complete a project within your community. When the budget is severely underfunded and exorbitant to ask for a special assessment, taking a loan is your best option. 

Unlike special assessments, bank loans can be paid back over several years. Most homeowners prefer this over having to pay a hefty sum upfront. Taking loans also masks the structural gaps in your association’s operations when there is underfunding and helps keep your community’s reputation intact to new buyers. 

However, bank loans may have high-interest rates at times. It can even get hard to meet all the requirements necessary for securing a bank loan. It is advised that you take the help of an association management company like CMA for this purpose. 

What should you choose?

Whether you should go for a special assessment or a bank loan to bridge the underfunding depends on the kind of project at hand. If it is a quick and small task that requires a basic amount, go for a special assessment. If it is a size-able infrastructural investment that would need homeowners to pay thousands of dollars, you should opt for a bank loan. 

 

How Community Associations Can Regulate Holiday Displays and Lights

Holiday displays are one of the staples of these periods. People dedicate entire days to make their home look as festive during Christmas. Some even like to tour around town to watch these arrangements at play.

While it’s something almost everyone loves, we need to consider what they entail as well. These decorations are usually filled with light patterns. During the night, they might look amazing, yet they can also disrupt neighbors.

We also have other displays, like inflatables, musical displays, and more. Residential management can be a challenge when it comes to the holidays.

The importance of not being too strict

HOA Leader has several tips to help residential management keep things under control without making homeowners angry. That’s important because communities can become hostile if they feel their decorations are being attacked.

Thankfully, it’s not different from what community associations already do. It all boils down to agreements with the individuals and families within your residence.

Be reasonable

After you’ve set your goals for the holiday display regulations, dissect every rule. The goal is to make them as reasonable as possible so that homeowners are more likely to be happy with them. Community reunions and communication are vital to ensure satisfaction.

Agree on what’s acceptable

If you didn’t communicate with your homeowners before, now it’s the time. Make sure that your regulations come from your residents. That means discussing them and gathering feedback to adapt your rules accordingly.

Reserve rights

Keep the right to approve and dismiss specific holiday displays. It’s difficult to find what’s disrupting before someone sets up an overwhelming display. After discussing the rules, make sure you can ask for specific decoration removals.

Keep the holiday spirit

Sure, keeping your association’s image is important for many communities. However, the holidays are an exception in many ways. These displays often do more good than harm, so don’t be too tight with them.

Simple tips you can follow

Additionally, Spectrum also has a helpful piece with tips on how you can tackle residential management during the holidays. Unlike the previous advice, these guidelines translate standard management methods into holiday management.

These recommendations will make it easier to speak with your occupants without coming off as hostile.

Avoid discrimination

Don’t favor some residents over the others. Holidays are religious in their foundation, so avoid religious schemes and decorations if you believe your community might feel uncomfortable with them.

Standard community regulations

You might need to give up some ground during the holidays, but maintain rules about noise, bright lights, and other coexistence-related guidelines. Residents should be free to decorate their homes but not to disturb their neighbors.

Provide display advise

Instead of banning certain decorations directly, you want to approach homeowners politely. Make sure you provide constructive criticism on how their displays might disturb neighbors, and encourage community feedback.

Use schedules

Most importantly, set specific times for turning on the decorations as well as when they can display with all their features. Musical and pattern displays can be beautiful but also overwhelming when turned on for too long.